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DQDealQuanta

Free Rental Property Calculator

Enter a deal and instantly see cap rate, cash-on-cash return, cash flow, NOI and DSCR. No signup. Numbers update live as you type.

Purchase & financing

Income

Operating expenses

B81

Good — solid fundamentals; a few levers could push it higher.

Monthly cash flow
$329
Cash-on-cash return
7.06%
Cap rate
7.96%
NOI (annual)
$15,928
DSCR
1.33
1% rule
1.10% ✓
Total cash needed$56,000
Loan amount$150,000
Monthly P&I$998
Gross yield13.20%

DealQuanta does the math on the numbers you enter — it never invents market data or tells you what to buy.

5-year pro forma

IRR
YearCash flowProperty valueEquity
1$3,953$206,000$57,524

🔒 Years 2–5, IRR & equity multiple are in Pro — free for 7 days below.

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This deal scored B (81/100)— unlock the full factor breakdown, IRR & 10-year return.

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Rental calculator FAQ

Is this rental property calculator really free?
Yes — the calculator is completely free with no signup. Enter a deal and instantly see cap rate, cash-on-cash return, monthly cash flow, NOI, DSCR and an A–F DealQuanta Score. A paid plan adds saved deals, 10-year projections with IRR, comparison and client-ready PDF reports.
What is a good cash-on-cash return for a rental property?
Many buy-and-hold investors target 8–12% cash-on-cash. Below 5% the deal usually depends on appreciation; above 12% is strong but often reflects higher-risk markets or aggressive assumptions. Always sanity-check the inputs driving the number.
How is the vacancy and expense math done?
Percentage expenses (management, maintenance, CapEx) and the vacancy allowance are taken on gross scheduled rent, operating expenses never include the mortgage payment, and cap rate uses the purchase price — the same conventions professional underwriters use. The full methodology is public.
Can I save or share a calculation?
You can copy a share link that encodes your exact inputs — anyone who opens it sees the same numbers. To save deals to a pipeline, compare them side-by-side, or export a branded PDF report, start a free 7-day trial — the deal you've entered here comes with you. Start a free 7-day trial with this deal →

Want the details behind every number? Read how to analyze a rental property or how the DealQuanta Score works.

Just need one metric? Use the standalone cap rate, cash-on-cash, DSCR and NOI calculators →