Skip to content
Skip to content
DQDealQuanta

How Much Should You Raise the Rent?

The answer is rarely “to market immediately”, and it is never “nothing, ever”. The turnover math sets the ceiling.

8.4 years

How long a $50 rent increase takes to repay one turnover it triggered.

The arithmetic that governs it

Every renewal is the same trade: a certain gain against a probable cost. The gain is the increase, annualised. The cost is the chance you trigger a move, multiplied by what a move costs.

A $50 monthly increase on a $2,100 rental

Annual gain
$600
Cost if it triggers a turnover
$5,025
Years to recover that turnover
8.4
Break-even probability of triggering a move
≈ 12% per year of expected tenure

On a reliable tenant, small increases are close to a coin flip.

That figure comes straight from what a turnover actually costs, and it explains a pattern experienced landlords converge on: they raise rent on good tenants gently and reliably, and they save the real correction for the vacancy they were going to have anyway.

But never raising is worse

Policy over 10 yearsRent in year 10What happens
No increases$2,100Roughly 25% below market. The gap is now unbridgeable without a move.
3% a year on renewal$2,822Tracks the market. Each step is small enough to accept.
Nothing, then a correction at turnover$2,822 eventuallyYou collect below-market rent for years, then take the turnover anyway.
Assumes market rent grows about 3% a year.

The third row is the trap, because it feels like the kind option. Holding rent flat for six years does not avoid the correction — it defers it, funds the tenant’s discount out of your return in the meantime, and then presents them with a 20% increase that is far more likely to trigger the move you were trying to prevent.

A below-market rent is also a valuation problem

On a property valued by income — five units and above — every dollar of below-market rent reduces the appraised value by roughly its annual amount divided by the market cap rate. At a 6.25% cap, $50 a month of foregone rent is about $9,600 of value. Sellers of under-rented buildings discover this at the worst possible moment.

A policy that works

SituationReasonable move
Rent within 5% of market, good tenant2–3% at renewal. Small, predictable, expected.
Rent 5–10% below market, good tenant4–6% at renewal, with a plain explanation of why. Close the gap over two cycles rather than one.
Rent more than 15% below marketDo not attempt it on renewal. Plan the correction for the next turnover and budget the turnover.
Tenant is difficult or late-payingRaise to market. The turnover risk is a feature here, not a cost.
Market is soft, comparable units sitting emptyHold. A vacancy costs more than the increase is worth.
You have just improved the unitRaise to what the improved unit is worth, and say what changed.

How you deliver it changes the outcome

Give more notice than the law requires. Explain the increase in one sentence — taxes, insurance and maintenance costs all rose, and this keeps the property maintained. Offer a choice where you can: this rent for one year, slightly less for two. A tenant given a two-year option at a modest discount is a turnover you have bought out cheaply.

Before you send it

CheckWhy
Notice requirementsState and local law sets minimum notice — commonly 30 to 60 days, sometimes more for larger increases. Get this wrong and the increase is unenforceable.
Rent regulationCaps exist in a growing number of jurisdictions, sometimes statewide, sometimes only for buildings above a certain age. Check before, not after.
Current market rentNot your memory of it. Pull comps — see how to estimate rent.
Days on market for comparable unitsIf similar units are sitting empty at your target, the market has already answered.
The tenant's payment recordA tenant who has paid on time for three years is an asset. Price accordingly.

The alternatives to a rent increase

If the goal is more NOI rather than more rent specifically, there are levers that carry no turnover risk at all: a property tax appeal, re-shopping insurance, recovering utilities, or adding a paid amenity such as storage or parking. Several of them are worth more than a $50 increase and none of them risk a $5,025 turnover — see nine ways to increase NOI.

Whatever you decide, run it through the calculator with the turnover cost attached, rather than treating the increase as pure gain. It is a different decision once both sides are on the page.

Frequently asked questions

How much should I raise rent each year?

Two to three percent a year on a good tenant whose rent is near market keeps you tracking the market with increases small enough to be accepted. Larger corrections are better timed to a turnover, when the cost of the move is already being incurred.

Is it worth raising rent if the tenant might leave?

Compare the annual gain to the cost of a turnover. On a $2,100 rental, a $50 increase produces $600 a year against a turnover costing roughly $5,025 — so it only pays if the chance of triggering a move is low. Larger increases change the arithmetic, and a difficult tenant changes it further.

How much notice do I need to give for a rent increase?

It depends on your state and city, and commonly runs from 30 to 60 days, with longer periods sometimes required for larger increases. Some jurisdictions also cap the increase itself. Check the local rule before sending anything, since an improperly noticed increase is generally unenforceable.

What if my rent is far below market?

Closing a gap of more than about 15% on a renewal usually triggers the move you were trying to avoid. The practical approach is to close it over two or three cycles, or to plan the full correction for the next turnover and budget for that turnover deliberately.

Run the numbers on your deal

Free calculator — cap rate, cash flow and ROI in 30 seconds. No signup.

Open the free calculator →